If your injuries cause you to miss work, force you to use vacation or sick days, or otherwise reduce your ability to earn an income, you are entitled to the net amount of your wage loss.
Despite what the insurer may tell you, even if you receive disability pay through Employment Insurance, an employer program or another insurance company, such benefits generally do not affect your ability to pursue a wage loss claim.
Wage loss is often determined by comparing previous tax returns with those filed after the accident. However, many clients, be they contractors, artists or waitresses, have an element of undeclared income. In these cases, the law is clear that so long as you can prove the wage loss through another means, you are still entitled to compensation.
We have the experience to navigate through the myriad of defences an insurer will use in an attempt to minimize your wage loss claim.
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